+Financial Basics [basics] How can I create a budget I can really keep? How can I save more money? How much should I have in savings? +Planning [planning] How do I plan for a comfortable life when I retire? How should I invest in a college fund for my children? Do I qualify for an IRA tax deduction, and if not, should I invest anyway? I don't have enough money to save for both retirement AND my children's education -- what should I do? How much more will I earn if I invest in an IRA at the beginning of the year rather than at the end of the year? +Investing [investing] How much should I put in each kind of investment: stocks, bonds, and short-term cash? What is a mutual fund, and why might I want to invest in one? Are municipal bonds a sensible investment for me? Which economic indicators should I pay attention to? +Taxes [tax] What can I do to reduce my tax bill? How can I avoid being audited? What kind of records should I keep to reduce my taxes? What deductions can I reasonably take for my home office? +Borrowing [loans] Where can I find the best deals on loans? How do I know when I'm too deeply in debt, and how can I work off my debt? Should I borrow against my 401(k) plan? What are my mortgage options and which type of mortgage would be best for me? I'm about to buy a house. What advice can you give me? +Life Changes [life] We just got married. How do we create a long term plan that works for us? Is buying a home a better investment than renting? I have assumed financial resposibility for my aging parents. How can I manage two households? How should I change my finances when I have a child? I'm getting divorced. How should I reorganize my finances and set priorities?